What Is Andar Bahar?
A centuries-old Indian card game now played by millions across South Asia — including thousands of players on jet99 every day.
Andar Bahar (also written as Andhar Bahar, or called Katti in some regions) is one of the oldest and most widely recognised card games in South Asia. Originating in the streets of Bangalore, the game spread across India, Bangladesh, and neighbouring countries long before online casinos existed. Today, it is one of the most-played live dealer games among Bengali-speaking players, and jet99 has made it a centrepiece of its live casino offering.
The premise is beautifully simple. A single card — known as the Joker card or game card — is placed face-up in the centre of the table by the dealer. Players then bet on one of two sides: Andar (meaning "inside" or "left") or Bahar (meaning "outside" or "right"). The dealer proceeds to deal cards alternately to both sides, one at a time, until a card matching the rank of the Joker card appears. The side on which the matching card lands is the winning side. That is the entire game.
What makes Andar Bahar so popular in Bangladesh is precisely its accessibility. Unlike poker, blackjack, or baccarat — games that require knowledge of hand values, strategies, and complex betting structures — Andar Bahar can be understood in under two minutes. Players in Dhaka who have never visited a casino before can sit down at a jet99 live Andar Bahar table and feel completely comfortable from the very first hand.
The game also carries strong cultural resonance. Many Bangladeshi players grew up watching relatives play informal card games during Eid gatherings, Durga Puja celebrations, or Pohela Boishakh festivities. Andar Bahar carries that same feeling of familiar, community-rooted entertainment — now elevated into a polished live dealer format with professional studios, HD streams, and real Taka stakes. At jet99, the Andar Bahar tables run 24 hours a day, seven days a week, with multiple tables operating simultaneously so there is never a queue.
Two Names, One Game
In Bangladesh, the game is sometimes referred to simply as "Katti" or "the card side game." On jet99's live lobby it is listed as Andar Bahar. Both refer to the same game with identical rules. If you have played either variant informally, you already know how to play at jet99.
How to Play Andar Bahar at jet99
From logging in to collecting your winnings — the complete step-by-step process for new players in Bangladesh.
Log In to jet99
Open jet99 in your mobile browser or on desktop. Enter your registered username and password. New players can register in under two minutes using just a phone number — no lengthy forms required.
Deposit via bKash, Nagad, or Rocket
Go to the Deposit section and choose your preferred method. bKash and Nagad transactions are credited to your jet99 wallet instantly. The minimum deposit to play Andar Bahar is ৳100 and funds are available immediately after confirmation.
Open the Live Casino Lobby
Navigate to the Live Casino section via the jet99 menu. Select Andar Bahar from the game tiles. Multiple tables are available — choose based on your preferred stake range (low, mid, or high roller).
Wait for the Joker Card to Be Dealt
At the start of each round, the dealer draws a single card from the shoe and places it face-up in the middle of the table. This is the Joker card — the rank you are trying to match. Take note of the rank (e.g., 7, Queen, Ace) because that is what you are betting on.
Place Your Bet — Andar or Bahar
During the betting window (typically 15–20 seconds), place your chips on either the Andar side or the Bahar side of the table. You may also place side bets during this window if they are available on your chosen table. Confirm your bet before the timer expires.
Watch the Deal and Collect Winnings
The dealer alternates dealing cards to Andar and Bahar until a card matching the Joker's rank appears. If the matching card lands on the side you bet, you win. Winnings are credited to your jet99 wallet immediately at the end of the round. You can withdraw to bKash or Nagad at any time.
Suit Does Not Matter
Only the rank (number or face value) of the Joker card is relevant. All four suits are equal — a 7 of Hearts and a 7 of Spades are both a match. This keeps the game straightforward and fast-paced.
Round Duration
A standard Andar Bahar round at jet99 takes 30–90 seconds depending on how many cards need to be dealt before a match appears. Short rounds mean you can play many hands in a single session.
Bet Types & Payouts
Andar Bahar at jet99 offers several betting options beyond the standard main bet — here is what each one means.
Andar (Inside)
The primary bet. You predict the matching card will appear on the Andar side. Since dealing traditionally begins on the Andar side, this bet carries a slight statistical edge.
Payout: 0.9:1Bahar (Outside)
The primary bet on the opposite side. The matching card must appear on the Bahar side for this bet to win. Slightly less likely than Andar due to deal order, hence a marginally better payout.
Payout: 1:1First Card Side Bet
Predict which side — Andar or Bahar — will receive the first matching card in the initial batch of dealt cards (first 5 cards). A popular side bet at jet99 tables for added excitement.
Payout: VariesNumber of Cards Bet
Wager on how many cards will be dealt before the matching card appears. Categories typically include: 1–5 cards, 6–10 cards, 11–15 cards, 16–25 cards, and 26+ cards. Higher card count brackets pay significantly more.
Payout: 3:1 to 120:1Joker Card Suit Bet
Predict the suit of the Joker card before it is drawn — Hearts, Diamonds, Spades, or Clubs. Available as a pre-deal side bet on selected jet99 tables. Four equally probable outcomes.
Payout: 3:1Joker Card Rank Range
Bet on whether the Joker card rank will be low (A–6), mid (7–9), or high (10–K). A pre-deal bet that adds an extra layer of prediction before the main game begins.
Payout: 1.5:1 to 3:1Side Bet Availability
Not all side bets are available on every Andar Bahar table at jet99. Side bet availability depends on the specific table variant and the game provider (Ezugi, Evolution Gaming, or Pragmatic Play Live). Check the table info panel before joining to see which bets are active. Side bets generally carry a higher house edge than the main Andar/Bahar bet.
Odds & RTP for Andar Bahar
Understanding the mathematics behind Andar Bahar helps you bet more confidently and manage your bankroll wisely.
| Bet Type | True Probability | Standard Payout | House Edge (Approx.) |
|---|---|---|---|
| Andar (main) | 51.5% | 0.9:1 | ~3.0% |
| Bahar (main) | 48.5% | 1:1 | ~3.0% |
| Number of Cards (1–5) | ~28% | 3:1 | ~12–15% |
| Number of Cards (26+) | ~5% | 120:1 | ~10–14% |
| Joker Suit Bet | 25% | 3:1 | ~6.25% |
| Joker Rank Low (A–6) | ~46% | 1.5:1 | ~8–10% |
Figures are approximate and based on a standard single-deck configuration. Actual RTP may vary by table provider and promotional configuration.
Andar Bahar is one of the lowest house-edge live card games on the jet99 platform, making it an excellent choice for players who want extended play sessions from their bankroll.
Why Does Andar Pay Less Than Bahar?
Since cards are dealt to the Andar side first, the probability that the first matching card lands on Andar is slightly higher than 50% — roughly 51.5% vs 48.5%. To compensate for this advantage, Andar pays 0.9:1 instead of 1:1. Over the long run, both bets return approximately the same amount per taka wagered.
RNG vs Live Dealer RTP
jet99 offers both RNG (computer-generated) Andar Bahar and Live Dealer Andar Bahar. The theoretical RTP is virtually identical across both formats. The difference is experience: live dealer tables provide a social, immersive environment with a human dealer in a real studio; RNG tables are faster and suit solo-focus play.
Live Andar Bahar at jet99
jet99 hosts multiple live Andar Bahar tables from leading providers — here is what to expect when you join a live table.
HD Live Dealer Streams
All live Andar Bahar tables at jet99 broadcast in high-definition from professional casino studios. Multiple camera angles are available so you can watch the deal up close. The stream remains smooth even on Bangladesh's 4G networks, and the tables are optimised for Android mobile browsers used across Dhaka, Sylhet, and Chittagong.
Multiple Table Options
jet99's live lobby features several Andar Bahar table variants running simultaneously. Low-stakes tables accept bets from ৳50 per round, making them ideal for casual players and newcomers. High-roller tables accommodate bets up to ৳2,00,000 per round for experienced players chasing larger single-hand returns.
Powered by Ezugi, Evolution Gaming & Pragmatic Play Live
jet99's Andar Bahar content is sourced from three of the world's most respected live casino providers. Ezugi has historically been the specialist in Andar Bahar for the South Asian market. Evolution Gaming and Pragmatic Play Live add their own polished variants with unique studio backdrops and interface styles.
Live Chat with the Dealer
Most live Andar Bahar tables at jet99 include an in-game chat function. Players can interact with the dealer and other players at the table in real time. It creates a social atmosphere reminiscent of playing with friends or family — something that resonates strongly with the communal nature of how many Bangladeshi players first encountered the game.
Seasonal Tournaments & Promotions
jet99 runs Andar Bahar tournament events around key dates in the Bangladeshi calendar — Eid ul-Fitr, Eid ul-Adha, Pohela Boishakh, and Bangladesh's Victory Day (December 16). These events feature leaderboard prizes, bonus multipliers on selected tables, and enhanced cashback for qualified players.
24/7 Table Availability
Unlike land-based card rooms that have operating hours, jet99's live Andar Bahar tables never close. Whether you want to play during your lunch break in Motijheel, late at night after a BPL match, or early in the morning before work, at least one table is always running with a live dealer and active players.
